Birmingham, AL -- January 1, 2007 --  Back To Basics, Inc. is pleased to
announce the anniversary of MORSERV, our flagship real-time mortgage loan
servicing software. If you would like to automate your interim or long-term portfolio, now is the time!

Introduced in 1983, MORSERV is a PC based non-GUI system planned for single user or client/server Windows ME/98/95/XP/2000/NT or newer based PCs. MORSERV may be installed in client/server multi-user networking environments such as Windows peer-to-peer or dedicated server, NT, Small Business Server, NOVELL, Citrix.

   Some of the important features of MORSERV include:
Daily Cash Accounting
Escrow Administration (multiple funds, if needed)
Service Fee calculations, including multiple tiers ( up to nine )

Trial Balance
Amortization Schedules (on demand - before recording loan info)
History Statements/Labels/Payment Coupons/Delinquent Notices
Metro 2 reporting

Tax & Insurance Due Reports (including Mail Merge list preparation)
Investor Reporting (including Operating Statement & Rent Rolls requested)
  with data import to Wells Fargo and Thrivent Monthly Servicer Reporting
Escrow Analysis

Aged Delinquent Reports
Cash Receipt & Disbursement Journals (including historical)
Function key integration of MS Word, WordPad or Word Perfect for displayed
loan or investor master record to record free-form notes

Send any report to Investor or other recipient via Fax
Attach any report to e-mail message for any recipient or Print to File
Conveniently print report to any network printer (portrait or landscape)

Record locking for multi-user updates
Unapplied funds accounting
Screen query functions for all databases

Username and password security at login, menu controlled access
Import data from Point© by Calyx© Software for new loan setup.
Export data for use in other products such as MS Excel, MS Word or Lotus
Function key integration of Excel or Lotus for displayed master record